Does Your Building Have 'Tuck Under' Parking?

Many buildings constructed in the 1970s and 1980s feature tuck under parking, a design where the ground floor is open for vehicle parking beneath upper residential floors. While this layout was once popular, it can present serious structural risks for condominium owners associations (COAs).

Understanding Tuck Under Parking Risks

Tuck under parking is often associated with soft-story construction, where the ground level lacks the structural reinforcement found in upper floors. This can make buildings more vulnerable to collapse during seismic events or high winds. The top-heavy design may force displacement downward, weakening the first floor and increasing the risk of major structural damage.

Regulatory Considerations for COA Boards

In certain jurisdictions—particularly in earthquake-prone states—local governments have begun requiring retrofits for buildings with soft-story construction. Some municipalities now mandate assessments or structural improvements for multi-story residential buildings with tuck under parking to ensure safety and compliance.

The role of Seismic Assessments

Even if your building is not subject to a retrofit mandate, a seismic assessment is highly recommended. A licensed structural engineer can evaluate your property’s risk level and advise on required upgrades. These findings may inform your reserve study and help your board plan for necessary future expenditures.

Financial Planning and Insurance Considerations

Many COAs may not have seismic retrofits included in their reserve study, requiring a budget adjustment or special assessment to fund the work. However, upgrades may reduce long-term insurance costs, especially when completed proactively.

COA boards should also coordinate with reserve specialists to ensure that potential structural upgrades are evaluated and accounted for in financial planning. In some cases, municipalities may offer incentives or flexibility on permitting and zoning requirements to support compliance.

Preparing your Community

Retrofitting efforts may also trigger ADA compliance requirements or other regulatory considerations. Boards should prepare accordingly to avoid fines or delays. Although tuck under parking is no longer a preferred design in modern construction, many communities still rely on it—and it's critical to prioritize resident safety and long-term structural integrity.

Partnering for Structural Safety and Peace of Mind

If your building features tuck-under parking, it’s important to recognize both the convenience it offers and the structural risks it may pose. Regular inspections, proactive maintenance, and a clear understanding of local building codes are essential to keeping your residents safe and your property in compliance.

At RealManage, we help community associations stay ahead of potential issues with expert guidance, trusted vendor partnerships, and proactive property management solutions. Let us help you protect your investment and ensure your community’s long-term safety. Contact RealManage today to learn how our services can support your building’s unique needs.