RealManage Insurance Services LogoWhy RealManage Insurance Services?

We tailor our insurance solutions to the unique needs of condominiums, cooperatives, homeowner associations, and resort communities. Our team is well equipped to offer expert insurance advice and personalized services that meet any changes in your association – and ensure your community is protected. Let us put our specialty experience and knowledge to work to help you select the best insurance coverage to meet your community’s needs.

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Find out how RealManage can help your community today!

Unmatched Expertise and Customized Insurance

As one of the country’s leading community management companies, RealManage offers the right solutions, technology, and service to keep associations running smoothly.
That includes making sure your community is protected when the unexpected happens. That’s why we created Real Manage Insurance Services.

We’re 100% focused on insuring HOA and condo associations. And as part of Real Manage, we bring unparalleled insights, expertise, and solutions that work for communities like yours.

In addition, we’ve built strong relationships over the past two decades with the leading insurance carriers specializing in HOA and condo coverage. So you can be sure you’re getting the best coverage to safeguard your community.

Trusted Insurance Services Backed by 30+ Years of Industry Excellence

California (License #0H31913), Colorado, Florida, Illinois, North Carolina, South Carolina, Georgia, Texas, Arizona, Indiana, Idaho, Nevada, Virginia/DC, Maryland and Washington

  • Comprehensive Coverage Solutions: RealManage Insurance Services offers comprehensive coverages tailored to the unique needs of your HOA, supported by a responsive claims department and 24/7/365 access to an online Certificate of Insurance for immediate assistance.

  • Responsive and Proactive Support: Our dedicated Emergency Response Team is ready to act swiftly in critical situations. We ensure a hands-on approach with regular site visits and attendance at board meetings, backed by over 30 years of industry service and a people-oriented client service team.

  • Industry Expertise and Community Focus: As a long-standing active member of CAI, RealManage is deeply focused on industry trends and education. Our team includes Community Insurance & Risk Management Specialists (CIRMS) and Professional Community Association Managers (PCAM), ensuring your community benefits from the highest level of expertise.

Board Members

Coverage

  • Property/General Liability
  • Workers’ Compensation
  • Directors & Officers Liability
  • Umbrella/Excess Liability
  • Cyber
Residents

Policy Enhancements

  • Sewer Backup
  • Ordinance & Law
  • Employee Practices Liability
  • Machinery & Equipment
  • Flood & Earthquake
Board Members

Additional Options

  • Newsletters
  • Educational Seminars
  • Homeowner Coverage H03/H06
    • Risk Management Services
    • Risk Evaluation
  • Special Events Policy

Taking a Proactive Approach

Navigating the intricacies of community association insurance requires a proactive approach – especially when it comes to evaluating your community’s loss history and the strategic benefits of insurer loyalty.

Annual reviews of updated loss runs are essential, providing insights into claim developments and losses reported after policies expire. But while some communities seek multiple bids for policy renewals each year, it’s crucial to understand the niche nature of community association insurance – and that options may be limited.

Let us guide you through these complexities and help you secure an insurance solution that values your community’s history and fosters a lasting partnership. Contact us today for a personalized quote and start protecting your association with the expertise and quality services it deserves.

Meet Our Insurance Leadership Team

Robert Barlow

Robert E. Barlow, Jr, PCAM®, CIRMS™

Executive Vice President, Insurance Services

Robert E. Barlow, Jr, PCAM®, CIRMS™

Executive Vice President, Insurance Services

Jacob Bell

Director, Insurance Services

Jacob Bell

Director, Insurance Services

Robin Barlow

Robin Barlow

Director, Community Association Insurance

Robin Barlow

Director, Community Association Insurance

Online Insurance Office

We’ve put the insurance office online to provide you with more convenience and an office that never closes.
You can fill out any of the forms, all online anytime day or night.

To get started, simply click on the desired form below.

This Form should only be used when you are requested by your Mortgage Company, or Other Potential Certificate Holder, to update them with evidence of Hazard Insurance (Certificate of Insurance) on an existing Property that comes up for an Annual Renewal

View Form

Have a question, can’t find an answer, or just want to have your voice heard – use this form to send your comments.

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If you have a Claim you wish to file, please use this form.

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If you have been notified or are aware of a Claim for Property Damage, Auto Liability and/or General Liability or Claim made Against You by a Third Party, please fill out this form.

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To automatically submit your request for Master Policy Insurance Coverage to our company, please fill out and submit the following form.

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To automatically submit your request for Condominium or Homeowner Insurance Master Coverage to our company, please fill out the following information and submit the form with attachments.

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If you are interested in joining our team at RealManage Insurance Services use this form.

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If you are aware of an Incident that may result in a potential claim please fill out this form.

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To request additional information please fill out this form.

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To automatically submit your request for proposal, please fill out and submit the following form.

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To automatically submit your request for Coverage, please fill out and submit the following form.

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To automatically submit your request for Coverage, please fill out and submit the following form.

View Form

Put our expertise to work for you

Navigating community association insurance is often time-consuming and frustrating. But it doesn’t have to be. We’ll take the time to understand your specific insurance needs and guide you through the complex process. The result? You’ll save time and stress – and have the peace of mind that your community is well-protected.

RealManage Reviews

I’m a repair vendor who works with Angel on several properties. She’s great to work with; when there are problems that need to be dealt with immediately she remains professional and friendly while still getting her job done and ensuring the issues get fixed ASAP. She consistently communicates homeowner concerns so we can get them fixed quickly and correctly.

Brendan Owen
I called Jan Norton because I needed some information. She was very helpful and very friendly . She sent all the information I asked for and gave me some additional information that was very helpful. I could tell she was smiling on the other end of the telephone. Thank you Jan Norton!! I appreciate you!!

Sherry Evans
I have recently started going to the gym facility, in July of 2023, and found the staff to be very knowledgeable and helpful. Sara at the front desk has been a delight for sure. When the holiday hours were shifting, she informed everyone, and that made it very helpful not to have to show up when they were closed. Ursula is right up there she always has a quick answer, and it is on it! When she doesn’t by the time, I’m on my way out of the gym within an hour, she has the answers. Great job! Great staff!!

Keith McDowell, Google
I have been working with Angel for well over a year now and cannot say enough good things not only about her but about her work ethic as well. Working with property managers can be extremely difficult but working with Angel has been a huge breath of fresh air. She is very clear and concise on the scope of work that she wants done and is always very prompt to all meetings that we have had. She is always very quick to respond with any questions I may have as far as what she is looking for but is also very transparent on the needs of her clients and the proper amount of urgency that needs to be handled with it. Real Manage is very lucky to have such a dedicated employee that truly cares about her clients!!

Kevin Lamb, Google
I am a rental property mgr and we have dozens of rental in associations. RealManage is one of the biggest HOA mgmt companies around so no surprise they manage many associations our properties are in. I wanted to take moment to give Mark Parlanti, out of the Roselle office, a shout out. He is my automatic go to guy whenever I need something from assoc mgmt. He is very knowledgeable, professional, and quick. It can be a rabbit hole sometimes, when calling an HOA mgmt company but Mark does make this a much smoother effort. Kudos Mark, keep up the good work, you are appreciated!

Debbi White, Google
types of insurance services

COMMUNITY ASSOCIATION INSURANCE TYPES

We provide a wide range of insurance options tailored to protect your HOA or condo association – Our goal is to ensure your community is safeguarded against potential risks with the right coverage for every situation.

  • General Liability (CGL) – This insurance protects against claims others may make against the association. The four coverages provided are bodily injury, property damage, personal injury, and advertising injury. Coverage applies to accidents that occur during the policy and are subject to policy limits. Homeowners are also covered as additional insureds. There is usually no deductible.

  • Directors & Officers (D&O) – Disputes can and do arise over assessments, liens, and DRV’s. D&O protects the association and its directors from claims of mismanagement. Coverage is provided for claims that are made against the association during the policy period, subject to the ‘prior claims’ or retroactive date. A deductible for each claim applies.

  • Commercial Property Insurance – Most associations have some commonly owned property. The property should be insured for its full replacement cost. This is likely not the same value that is on a reserve study which identified the cost to repair various items. It is important to have and review at Statement of Values every year. Property is subject to a deductible per claim. Often there is a separate, higher deductible for wind/hail. A wind/hail deductible buy-down may be available.

  • Fidelity/Crime – This coverage protects against the theft of cash by an employee – which, for community associations, includes directors, officers, and volunteers. The FHA and some states require condos and other community associations to carry this coverage with the management company named an additional insured.

  • Non-owned Auto – This insurance protects the HOA in the event someone who is driving on association business is involved in an accident and does not have adequate insurance to pay for all the damages.

  • Workers’ Compensation – Many associations do not have employees. However, some courts have held homeowners associations responsible for paying workers’ compensation benefits to employees of uninsured vendors injured while working for the association. Insurance is available that provides no-fault medical coverage if volunteers, board, or committee members working at the board’s direction get injured.

  • Umbrella/Excess Liability – This policy provides additional limits of insurance for liability claims, Coverage should be excess of commercial general liability, auto liability and D&O. Every association should consider this relatively inexpensive additional coverage.

An Unbeatable Combination: Local Insights Backed by Powerful National Resources

At some companies, community management is simply a job.
Not at RealManage.

We consider it our mission – and privilege – to enhance the lifestyle and value of every resident and community we serve. Furthermore, we take that commitment seriously.

In fact, we’re acclaimed for our highly trained management teams, advanced technology, responsive customer service, and local expertise, all supported by the strength and resources of a national leader.

As such, as your management partner, we’ll expertly handle your operational burden and exceed your expectations. Ultimately, this will give you peace of mind that your community’s value, culture, and living experience are in the best possible hands.

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